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    Everyone has opinions, and I am not the exception.  On occasion I come across articles or reader comments as I scour the internet in search of information that, for one reason or another, capture my attention: sometimes because I find them interesting, sometimes because I find them to be the most ridiculous things I have ever heard.  Here I will put forth my opinions in regards to these bits of information that have collared my interest.    

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Anyone Can Benefit From the Stock Market

7/28/2019

 
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On what seems like a daily basis one can read such lines as "the rich are benefitting the most from the stock market's historic run", or "most Americans aren't benefiting from the stock market boom", or "...the direct benefits to most households will be limited", or "rewards—associated with the stock market don’t accrue to many Americans."  While it is true that the more money you have invested in the stock market, and since rich people tend to have the most money invested, then it is most certainly true that the rich will fare better than their poor counterparts when the stock market is on the rise.  However, it can also be said that when the stock market falls, the rich fare worse.  

Who benefits from the rise in the stock market?  Anyone who is invested.  There are no laws or rules that prohibit the non-wealthy from investing.  Anybody can put their money in stocks.  And it is even easier and cheaper now than ever before to invest.  Many stock brokers, such as Charles Schwab, only charge $4.95 per trade, and many investments can be started with as little as $100.  Robinhood charges no fees for trades and has a $0 minimum balance.  Trades, even of major stocks, can be made for pennies.

​(more to come)

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