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1. Big business or corrupt wealthy individuals keep them in poverty.
Generally when one hears the reasons being given for the existence of the poor, the scourge of big business is oft cited as the reason for the overwhelming poverty that plaques our nations and world. Unarguably this cannot be denied; at least not in its entirety. Examples can be given of large companies who move their operations overseas in order to take advantage of low wages in third world countries. This of course leads to workers, many who have been working at the same factory for years, to suddenly lose their job. Without the necessary skills needed for other jobs that may come available, or the means to pursue the needed educational requirements, many workers now find themselves without a job, or even any prospects. One perfect example is Delphi Automotive.
At one time they were one of the largest employers in Ohio. Workers made an average of $29 an hour with additional benefits such having a pension plan, paid vacations, and health insurance. By 2006 they had moved most of their labor overseas. It is estimated that they have about 70,000 employees in Mexico and China. The company that once paid American workers a decent wage, now pays their overseas employees $1 an hour. Original article can be read here: A Tale of Two Cities.
While many examples could be used to show that there are companies (due to their "company profit first, all employees be damned" attitude and practices), that are keeping wages low and poverty high, it would be unfair and irresponsible to lay the full onus of the problem is on big business. There are many other contributing factors to the poverty and financial difficulties afflicting people today; some that are beyond one's control, yet others that are self-inflicted.
2. They haven't developed any marketable skills.
And it came to pass, that, as the people pressed upon him to hear the word of God, he stood by the lake of Gennesaret, And saw two ships standing by the lake: but the fishermen were gone out of them, and were washing their nets. And he entered into one of the ships, which was Simon's, and prayed him that he would thrust out a little from the land. And he sat down, and taught the people out of the ship. Now when he had left speaking, he said unto Simon, Launch out into the deep, and let down your nets for a draught. And Simon answering said unto him, Master, we have toiled all the night, and have taken nothing: nevertheless at thy word I will let down the net. And when they had this done, they inclosed a great multitude of fishes: and their net brake. And they beckoned unto their partners, which were in the other ship, that they should come and help them. And they came, and filled both the ships, so that they began to sink. Luke 5:1-7
3. They are uneducated in the area of finances.
4. They have developed a lifestyle or habits that are financially wasteful.
5. They are too lazy to work.
6. They have chosen to be poor.